ANALYSIS OF FACTOR AFFECTING THE INTEREST OF USING ELECTRONIC MONEY WITH TAM METHOD

  • Martua Hami Siregar (1*) Computer Technology

  • (*) Corresponding Author

Keywords: Electronic Money, Payment Instruments, Technology Acceptance Model

Abstract

The development of electronic money is currently growing very rapidly. This is marked by the rise of merchants who provide promos and ease of use of electronic money. To find out the perception of public interest in the use of electronic money, further research is needed using the Technology Acceptance Model (TAM) Method. TAM is a technology acceptance model that can be used to determine a person's perceptions of attitudes and behavior when using certain technologies. The results showed that the use of electronic money can be accepted by the public as a legal means of payment. There is a positive and significant effect of Perceived Usefulness on Attitude Towards Using, There is a positive and significant influence of Perceived Usefulness on Intention to Use, There is a positive and significant influence on Attitude Towards Using on Intention to Use and There is a positive and significant influence on Intention to Use on Actual Usage.

Downloads

Download data is not yet available.

References

Alza, H. F., & Rikumahu, B. (2019). Analisis Faktor Risiko Sebagai Tambahan Dalam Model Tam Dalam Penggunaan Electronic Money (Studi Kasus: E-Money Mandiri Di Kota Jakarta). Journal of Chemical Information and Modeling, 3(2), 243–255.

Candraditya, H. (2013). Analisis penggunaan uang elektronik. Diponegoro Journal of Management, 2, 1–11.

Halim, T., & Darma, G. S. (2019). Faktor Penentu Kesuksesan Web-Based Appointment System di Rumah Sakit Taufan Halim (1) Gede Sri Darma (2). 16(4), 1–19.

Irianto, B. S. (2020). Mediasi Sikap Pada Pengaruh Kemudahan Terhadap Minat Penggunaan Informasi Akuntansi Pada Ukm Di Purwokerto. Jurnal Ekonomi, Bisnis Dan Akuntansi, 22(1), 1–13.

Kevin Anarjia, J. Z. R. (2018). Pengaruh Persepsi Manfaat Dan Persepsi Kemudahan Penggunaan Terhadap Minat Menggunakan Layanan Uang Elektronik Sakuku Pt. Bank Central Asia, Tbk Kcu Cikarang. Jurnal SISTEM INFORMASI, 1(2), 1–7.

Kusuma, Nuruni Ika . Izaak, Wilma C . Hardiyani, L. (2020). Analisis Tingkat Persepsi Konsumen Pada Minat Penggunaan Kartu E-money. Kusuma, Nuruni Ika . Izaak, Wilma C . Hardiyani, Lifia, 8(2), 147–155.

Pratama, A. B., & Suputra, I. D. G. D. (2019). Pengaruh Persepsi Manfaat, Persepsi Kemudahan Penggunaan, dan Tingkat Kepercayaan Pada Minat Menggunakan Uang Elektronik. E-Jurnal Akuntansi, 27, 927. https://doi.org/10.24843/eja.2019.v27.i02.p04

Pratiwi, D. F., & Dewi, C. K. (2018). Factors (Benefits, Trust, Self-Efficacy, Ease of Use, Security) Affecting Consumer’s Perception on E-Money in Indonesia. Journal of Secretary and Business Administration, 2(2), 24. https://doi.org/10.31104/jsab.v2i2.60

Priambodo, S., & Prabawani, B. (2016). DAN PERSEPSI RISIKO TERHADAP MINAT MENGGUNAKAN LAYANAN UANG ELEKTRONIK ( Studi Kasus pada Masyarakat di Kota Semarang ) Pendahuluan Kajian Teori Perilaku Konsumen. Jurnal Ilmu Administrasi Bisnis, 5(2), 1–9.

Rahmatika, U., & Fajar, M. A. (2019). Faktor - Faktor Yang Mempengaruhi Minat Penggunaan Electronic Money: Integrasi Model Tam – Tpb Dengan Perceived Risk. Nominal: Barometer Riset Akuntansi Dan Manajemen, 8(2), 274–284. https://doi.org/10.21831/nominal.v8i2.26557

Ramadani, L. (2016). Pengaruh Penggunaan Kartu Debit dan Uang Elektronik (E-Money) Terhadap Pengeluaran Konsumsi Mahasiswa. Jurnal Ekonomi Dan Ekonomi Studi Pembangunan, 8(1), 1–8. https://doi.org/10.17977/um002v8i12016p001

Salsabila, N., & Giri, R. R. (2017). Peta Positioning Uang Elektronik Berdasarkan Persepsi Masyarakat Di Indonesia Tahun 2017. Jurnal Riset Bisnis Dan Manajemen, 10(2), 34. https://doi.org/10.23969/jrbm.v10i2.468

Usman, R. (2017). Karakteristik Uang Elektronik Dalam Sistem Pembayaran. Yuridika, 32(1), 134–166. https://doi.org/10.20473/ydk.v32i1.4431

Utami, A. D. (2017). PENGARUH KEPERCAYAAN, KEMUDAHAN, MANFAAT DAN RESIKO TERHADAP MINAT PEMBELI UNTUK MENGGUNAKAN SISTEM E-COMMERCE. Journal of Chemical Information and Modeling, 53(9), 1689–1699. https://doi.org/10.1017/CBO9781107415324.004

Wibowo, S. F., Rosmauli, D., & Suhud, U. (2015). Pengaruh Persepsi Manfaat, Persepsi Kemudahan, Fitur Layanan, Dan Kepercayaan Terhadap Minat Menggunakan E-Money Card (Studi Pada Pengguna Jasa Commuterline Di Jakarta). JRMSI - Jurnal Riset Manajemen Sains Indonesia, 6(1), 440. https://doi.org/10.21009/jrmsi.006.1.06

Published
2020-12-02
How to Cite
Siregar, M. (2020). ANALYSIS OF FACTOR AFFECTING THE INTEREST OF USING ELECTRONIC MONEY WITH TAM METHOD. Jurnal Riset Informatika, 3(1), 7-12. https://doi.org/10.34288/jri.v3i1.171
Article Metrics

Abstract viewed = 124 times
PDF downloaded = 80 times